Are you health insurance literate? People’s literacy lies on a spectrum of knowledge with the majority skewed to the least literate side. Do you have the knowledge, ability and confidence to find and evaluate information about health plans, select the best plan for your own (or family’s) financial and health circumstances, and use the plan … Continue reading What is Health Insurance Literacy?
The Kaiser Family Foundation created a simple 10-question quiz to identify your level of literacy with health insurance terms. Take the quiz and compare yourself to others who took the quiz. You may be surprised to learn you’re as smart as a sixth grader. Kaiser Health Insurance Quiz Health insurance literacy or HIL is a … Continue reading What’s your health insurance literacy?
Benefits Open Enrollment season is underway for many U.S. employees. Here are six things to know to help you make good choices for 2021. 1. Review your current elections. Take inventory on what you’re enrolled in now. Take advantage of communications, benefit sessions, FAQs, Webinars, and any other resources offered by your employer or insurance … Continue reading 2021 Benefits Open Enrollment: Six strategies to make good decisions
People looking for alternative ways to get treatment for health issues are discovering telemedicine. Working-from-home and social distancing practices in recent months has increased awareness of telemedicine. Even before the onset of COVID-19, over 60% of health insurance plans, health institutions and hospital systems were offering telehealth as a viable, cost-effective and convenient option to … Continue reading Telemedicine: Overcoming barriers
Ever since High Deductible Health Plans (HDHPs) emerged on the health insurance scene combined with the myriad of savings accounts as solutions to stem the increase in health care costs, an underlying and essential ingredient for success also poured into the mix. We would need people to engage in the right kind of consumer behaviors … Continue reading Are you engaging in consumer behaviors to get the most value of your healthcare spend?