Are you engaging in consumer behaviors to get the most value of your healthcare spend?

Ever since High Deductible Health Plans (HDHPs) emerged on the health insurance scene combined with the myriad of savings accounts as solutions to stem the increase in health care costs, an underlying and essential ingredient for success also poured into the mix. We would need people to engage in the right kind of consumer behaviors … Continue reading Are you engaging in consumer behaviors to get the most value of your healthcare spend?

Understand your health insurance coverage for COVID-19 treatment

Health insurance companies are taking proactive and supportive positions when it comes to COVID-19.  According to public announcements made by many of the national insurance carriers in the United States, the cost of testing for COVID-19 may be covered at 100%. What type of treatment and services should I expect to see billed to my … Continue reading Understand your health insurance coverage for COVID-19 treatment

Top 5 Benefits Open Enrollment Must-Dos

The open enrollment benefits period is the one time of the year employers allow you to make changes to your benefit elections with very few questions asked.  Take advantage of it. It’s not uncommon for our own benefit elections to run on auto pilot rolling over each year.  Take a few minutes to run an … Continue reading Top 5 Benefits Open Enrollment Must-Dos

Use a Summary of Benefits and Coverage to stay informed about your health plan

Do you know what your health plan covers and what your costs may be when using your health plan? The Affordable Care Act requires insurance companies and job-based health plans to provide covered members with a short, plan-language Summary of Benefits and Coverage (SBC) that summarizes health plan information and provides estimated costs of commonly … Continue reading Use a Summary of Benefits and Coverage to stay informed about your health plan